Hello, San Jose Our Money's On You!

CIVIC Financial Services is a San Jose private money lender, specializing in the financing of non-owner occupied investment properties. CIVIC’s financial backing and excellent service creates a platform that positions you for success.

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Need a hard money loan for your San Jose investment property?

CIVIC is your local San Jose private money lending partner that empowers its clients through excellent service. We are young, optimistic, energetic and changing the face of the hard money industry. We are backed by wall street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done.

We simplify and streamline the private lending process through modern innovations, proactive communication, and hard work. At CIVIC you are not a number, you are a partner. Whether you’re an experienced investor or a first-time borrower, we are here to to help you break through traditional lending barriers to unleash ever-increasing success.

Hard Money Loans San Jose

Hard Money Loans San Jose

Make CIVIC your simple funding source for your Non-Owner Occupied lending needs.

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San Jose Multifamily Hard Money Loans

Multifamily Property Financing San Jose

Looking to purchase a multifamily property, CIVIC can help.

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Private Money Mortgage Brokers San Jose

Mortgage Brokers San Jose

Make CIVIC your private funding source for your Non-Owner Occupied lending needs.

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Hard Money Loans Real Estate Agents San Jose

Real Estate Agents San Jose

When standard loan products don’t meet your client’s needs, CIVIC can help.

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Investor Private Money Lending

Real Estate Investors San Jose

Whenever you’re ready to invest in real estate, CIVIC is ready to help.

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Get to Know Your San Jose Private Lending Experts

CIVIC Financial is a San Jose private money lending company that lends its own capital to real estate investors looking to fix-n-flip real estate through 3 different but very streamlined hard money loan programs.

Whether you're a rookie investor or seasoned pro, our San Jose private money lending experts are here to make sure you achieve your goals as a real estate investor. Through our 1 and 2 year hard money loan programs, we make sure you find the right loan for your project which is why it's so important to familiarize yourself with not only the real estate side of things but also your financing options through CIVIC Financial San Jose.

The reason we exist is to be an alternative fudning source to traditional banks and provide capitol to San Jose real estate investors quickly. Traditional banks generally have much more stringent guidelines and hoops to jump through which equates to a lengthy approval process which leaves investors hamstrung. Private money lenders like CIVIC have become critical to the real estate investment/fix-n-flip industry because we can deliver capitol quickly providing investors with a funding source they can rely on as they grow their business.

Who Needs San Jose Private Money Loans?

As a San Jose private money lender, we typically encounter only a few different types of investors:

  • Fix-N-Flip: This is the most common scenario we encounter with San Jose investors wanting a short-term hard money loan to purchase a property, rehab it and flip it for a profit. These types of investors find private money lenders like us attractive because not only can they access capitol much quicker than traditional banks but traditional banks often don't lend on properties if they are in poor condition.
  • Multifamily Lending: These types of San Jose investors typically invest in condos, 1-4 unit properties or apartment buildings.

Why Private Money Loans Have Higher Interest Rates

Risk, risk and more risk. San Jose private money lending companies like CIVIC take risks that traditional banks simply won't take on. At the end of the day, if your fix-n-flip or multifamily financing project makes sense, our San Jose private lending team will make sure you receive the capitol you need to finance the project, and quickly. So when you're ready to get a quick quote on your project, Click Here!

CIVIC Financial hits $1 Billion Funding Milestone

Rental Property Financing Process Explained

1603 Reviews
Dec 21, 2018
Jaime

I would like to commend Kevin Victoria and the rest of the staff for all their help and support in making this transaction possible. Best Regards!!!

Sep 19, 2019
Simon O

Fast and friendly service on loans and funding

Apr 18, 2019
Errol F

My account executive Mariam was extremely professional, incredibly responsive, and just an overall pleasure to work with. The one or two times that she may have not been 100% certain of something I could count on her to find out […]

Dec 2, 2019
Jeannetta R

I had a great experience with Civic, excellent service

Feb 28, 2019
Heidi R

Civic has been an important part of the mortgage business for me for many, many years now. Matt Marky and his staff are amazing, a pleasure to work with and on top of their game

Mar 12, 2019
Yenory O

Jackie and Rebecca do a great job on my deals. The honor the pricing and have excellent customer service. They are always responsive with all methods of communication

Feb 19, 2019
Doug

The team at Civic Financial were very informative, diligent and walked us through the process every step of the way. They pressed through the final steps at the deadline to help get us closed on time. We look forward to […]

Jan 11, 2019
T. C.

Been in this business a long, long time and Civic has by far become the only lender that reminds me of the good ole’ days!! STELLAR COMPANY! Thank you, Justin Segal!!

May 4, 2018
Chris

Paul handled our transaction superbly, keeping us informed each step of the way, and proactively calling us when other parties in the transaction had simply sent fire-and-forget email messages. We’ve used many traditional lenders in the past, and this by […]

Feb 10, 2018
Sergio A

Will promised up front he preformed on it, we have 20 years in the business so this is not are first time. . . thank u Civic

Jul 3, 2019
Brance P

Consistent communication

Sep 25, 2019
Andrew D

Great rates great service

Oct 7, 2019
Nima M

I sincerely believe that CFS is the premier lender in the space that it is in. In addition, I very much enjoy working with Eli Smush

Jul 19, 2019
Harpal S

Fast communication, streamlined process

Aug 23, 2018
Shawn

These guys know what they are doing. Very reasonable rates, professional services and quick closing.

Jul 11, 2019
Selina B

Rance is very helpful and gives us the funding on time

Dec 21, 2018
Maninder

Excellent service! Very impressed with Eli’s professional service.

Jul 10, 2018
Jennifer

I enjoyed working with the entire team.

Feb 6, 2019
Michael G

Arnold is beyond amazing – making this a very painless process – as an experienced investor i can’t find a better option than Civic- 5 stars

Aug 16, 2019
Mohammed E

Prompt Service and timely attention to the needs

May 7, 2019
Sonja L

I have had the pleasure of completing two transactions with Civic in the past 4 months. From start to finish, and beyond, they have proven to be true professionals at what they do. Civic was on top of my needs […]

Aug 30, 2019
Marie H

Monica Hawley and Dave Piasecki were extremely responsive and worked with me to get my project funded despite some very difficult circumstances! I would recommend Civic to lend on real estate deals

Oct 4, 2018
Courtney T

Will and his team are incredible! They make the process easy and go the extra mile to ensure everything is taken care of

Oct 25, 2019
Raymond C

Good job Tiffany!! Already gave her another deal in progress.

Aug 9, 2019
Rodrigo U

Reputation, Rates, and Service

Sep 10, 2018
Robert G

Marco and his team are always so helpful and responsive which makes closing loans with them so easy and stress free!

Aug 26, 2019
Rebecca R

Peter was great to work with. Extremely communicative, quick to respond, friendly, knowledgeable, and ultimately offered great rates and helped us to secure a great fix and flip project in West LA!

Dec 4, 2017
Peter

Great service and quick process

Feb 12, 2019
Zina

Mike J is top notch.

Apr 15, 2019
Byron L

Matt Marky was extremely responsive during the loan process and was very engaged and on top of things. Everyone was very professional and acted similarly even in stressful moments during the process. Very happy overall

Oct 2, 2017
Jenkins

Civic Financial closed my loan with no hiccups. I’m a commercial loan broker and the service was good and fast paying. Thanks team Civic.

Feb 26, 2019
James

This was now our second deal with Jack Lupo and both have closed without issues. We look forward to continuing to bring a block of our business to Civic in the near future.

Jun 4, 2019
Vicki T

Eddie is 1st class and always professional & really helpful. And my closing agent said she had a very enjoyable experience with your entire team. Please pass on my sincere thanks to each of them

Jan 12, 2019
Davide B

Justin Cohen and Heidi Marshall provided flawless execution, effectively overcoming the several hurdles that we encountered during the process.

Jun 25, 2019
Mark K

The representative, Jack Robinson was great to work with. As needed he was very present in the process and could get answers and not excuses. I have been in finance and accounting since 1977 and he is a good representative […]

Apr 11, 2019
Randall G

Excellent follow up and teamwork to get the loan closed

Oct 2, 2019
Julie L

Simple , easy , quick loan

Jan 13, 2020
Terry S

The Civic team was very helpful throughout the loan process

Dec 26, 2018
Ron

This was the loan from hell, borrower bought from auction.com sellers kept changing things from start to finish. Civic handled it without any problems. Melissa Salinas kept me updated and was as professional as any A/E I have ever worked […]

Mar 25, 2019
Lindsey

Rance was great to work with. Quick turn around and great rates for private lender. Worked well for us!

Jun 12, 2019
Ndukwe K

Great team, easy to work with and responsive

Feb 24, 2019
Sofiya

Great experience!

Jan 26, 2020
Jeffrey P

Rance was outstanding. The process was quick and simple and the communication was excellent

Apr 11, 2019
Anthony C

Chris went above and beyond to make this deal happen!

Sep 27, 2019
Roy S

Paige is simply the best ! Super professional and helpful . Thank you

Sep 4, 2018
Yanli

Action fast and professional!

Feb 2, 2018
Leanne T

Quick turn around from start to finish

Jan 9, 2020
Iliad N

the Deal closed as needed

Dec 17, 2019
Jason C

Easy to use, smart lenders, quick and clear communicators. Everything you could ask for in a lender!

Jun 24, 2019
Mark H

Loan process and closing were very smooth!

Nov 14, 2018
Corrina

Had a GREAT experience dealing with CIVIC – easy, straight forward financing done QUICK

Mar 16, 2018
Unetha

I applied for a loan with Civic Financial and I did not know what to expect because I was in another state. Taylor Contreras assisted me throughout the process and I can’t say enough about how wonderful and personable and […]

Jul 10, 2018
Fozia

Super fast, very professional and always reachable!

Jan 8, 2020
Misty S

Always a pleasure working with Peter Kraemer & his team. Professional 100% – seamless and efficient, never stressed when working with Peter. Job Well Done!

Jul 26, 2018
Robert G

Marco Castaneda is one of the best wholesales I have had in 18 years in the business. Very responsive and knows his programs inside and out. They are getting a lot more of my business because of Marco.

Aug 16, 2017
Rachaad H

I would recommend Civic to any Broker that knows how to originate non-QM private money loans. Kendra is awesome and trust her with our files.

Sep 1, 2017
Dallas O

This Guy is Awesome! And Amazing to work with! Not to bad on the eyes either! lol Respect his input, integrity , and professional. . . I hope he gets promoted but then again I don’t, because we need him […]

Sep 13, 2019
James G

My rep, Peter Kraemer is great. Very knowledgeable, help, and he’s even available on weekends

Sep 27, 2019
Erica M

Civic got the loan done in a timely manner , nice professional service!!!

Jul 19, 2019
Goldenstene D

Michael and Monica were awesome

Jan 10, 2019
Assaf S

Excellent service

Apr 11, 2019
Tywandra E

Previously worked with the Account executive in the past and was excited to know that she was going to be employed with Civic. She always strives to go over and beyond to help others

Oct 31, 2018
Danny

Civic has paved the way for how lending should be. I am elated to have a partner like Civic. They are hands down the best in the business. I buy and sell close to 150 homes a year and I […]

Jul 31, 2019
Jose M

John is great to work with!

Oct 19, 2018
Don

Justin Cohen is a rock star and a pleasure to work with . Highly recommend.

Oct 23, 2019
Ernest O

I liked the fact that they were able to go over the process initially with me and gave me different options to choose from.

Jun 6, 2019
Sherman C

They are very fast and professional

Aug 6, 2019
Thao V

Jackelyn and Rebecca were excellent and efficient with our transaction!

Nov 9, 2018
Richard

Super fast turnaround.

Jul 27, 2019
Hollis H

Interest rate on loan; Loan process wasn’t difficult, Kevin Victoria did a great job

Aug 24, 2017
Reggie

The team over at Civic really go above and beyond to help our clients! With all the changes we go through day to day, their continuous innovations are just what our markets need! Without Civic there would be a large […]

Jan 7, 2019
Daniel

I had the great experience of working with Marshall Jones at Civic and his amazing team there. The experience was great and i would highly recommend them. We closed on time and got my client exactly what was promised on […]

Dec 17, 2019
Gladys A

I gave a perfect 10 rating to Civic, because of my AE Nat Avendano! She was professional, always available, and extremely knowledgeable. All other parties involved in our transaction, (including our title company, which is impossible to please), agreed that […]

Jun 22, 2018
Bret

Civic Financial Services made the loan process easy and brief. I was able to secure my loan by following their simple directions and providing far less complex information. The appraisel process was inexpensive and saved me a great deal of […]

Aug 15, 2019
Andrew D

Easy to work with and very professional

Sep 28, 2019
Frank E

Very easy to work with, knowledgeable and very proactive. . Jackie and Rebecca know their stuff and go the extra mile to make it happen

Jan 30, 2019
Daniel

Chelsea Menese is by far the best processor, loan coordinator I have ever worked with. This file along with the 4 previous files were very easy as a result of HER amazing talents. Chris Lushina has also gone out of […]

May 20, 2019
Michelle U

Eddie Salem was a true professional, and was on target with his timeframes. Heidi Marshall also made it extremely easy to work with Civic and was on top of the file!Extremely satisfied with both Eddie and Heidi’s service

Dec 1, 2019
Albert D

Nick and his team were very professional and great to work with the whole time.

Dec 26, 2018
Pauline D

This is the second loan I have completed with Civic Financial Services. It went through very smoothly. So impressed with the ease of doing business with them. Thank you so much

Jul 27, 2018
Yenory O

I truly appreciated working with Jackelyn Gonzalez and Rebecca Potter. We have completed 5 transactions this year, and they have excellent communication. Excellent turn around time and I can freely discuss any concerns without a problem

Dec 23, 2019
Brandon M

Team went out of the way to make deal work and process is very streamlined

Mar 5, 2019
Anton K

Rance provided an excellent service throughout the whole process and has been instrumental in closing our loan. We appreciate his help and will definitely come back!

Mar 31, 2019
Claudia R

a pleasure working with civic and cristen Gonzales. as a hard money lender hes very knowledgeable and an important asset to my investment company. cant wait for our next transaction

Sep 27, 2019
Charles C

The speed /quickness is important

Dec 12, 2019
Chattana Y

Justin was great! Did a very well job!

Jan 18, 2019
Chris M

Matthew Specht, Account Executive, is the best in the business. He is one of the rare AEs who has thorough knowledge of his product and can aggressively move a loan application through the process

Apr 15, 2019
Angelina G

Good communication

Jan 20, 2020
Brett G

Second time customer, excellent service and loan teams!

Jul 1, 2019
Michael W

Great service and products

Apr 25, 2019
Ermias T

Eli was great, he was very responsive, all staff also gave timely responses, and friendly staff

Jun 28, 2019
Robert F

Jack Lupo is awesome! Smooth process from start to end

Dec 17, 2019
Raana K

Speedy service with prompt responses from AE & processing.

Sep 30, 2019
Mark K

Ben, Dianabel and Vanessa were amazing to deal with once again!

Sep 13, 2019
Umer A

Outstanding team work, excellent & brilliant execution, timely handling and processing of documents. Exceptional communication from start to finish

Apr 23, 2019
Rafahael I

Mariam goes above and beyond. She made the experience of closing a loan with Civic very easy. Just having her as my AE I feel very confident that I can close more loans with Civic

Apr 29, 2019
Anthony D

Patrick Morgan has been very instrumental in navigating us toward the right path. He has also exhibited product knowledge which I cant say the same for other reps with other lenders I have worked with. Our business experience as a […]

Aug 6, 2019
Rohit P

Very good service. I especially appreciated the help from my account executive Michael

Nov 14, 2019
Kelly R

Fast friendly knowledgeable…

Aug 9, 2018
Dennis A

Brian was very helpful and patient with me and my client. I will bring more business to Civic FS. Thank you

Feb 5, 2019
Karen

Always good to work with Jackelyn and Rebecca.

Mar 10, 2019
Matthew

We were extremely happy with the process- exceptional!

Sep 19, 2019
Kim R

Working with people you trust makes all the difference

Jul 27, 2019
Mark C

Civic’s rates are very competitive and we don’t have to worry about surprises at close

Jan 26, 2020
Greg H

Every thing they said they would do they did. When things became difficult they didn’t give up they pushed forward until the job was done and loans closed

Jan 2, 2020
Christina C

Civic has consistently delivered on their promise to support our business. We have done several deals with Civic now and they consistently deliver with excellence. Melissa Salinas and Michael Hoyt are high professionals, very knowledgeable and fast!

Aug 3, 2018
Julia B

Patrick Morgan is great, very responsive and professional, no surprises, we closed as planned, I really recommend this company.

Dec 31, 2019
Paul E

Brian and his team are awesome to work with. His communication is great from the beginning to the end, and he makes himself available at all times of the day to answer or assist us in any way

Apr 1, 2019
Misty

Peter Kraemer was superb on our 1st transaction with Civic. The entire process was smooth, informative and quickly closed. Thank you for your professionalism.

Jul 11, 2019
Garrick S

Great, Friendly Service

Oct 26, 2018
Sukhminder

Pone and Rance were fabulous. It was a awesome experience. They are very professional and very kind to work with

May 2, 2018
Mark A

My point of contact, Michael, was exceptional from the get go. I informed him of my needs and strict targets I had set. He did everything I required and got me a fast closing. Now I’m onto my next investment. […]

Dec 1, 2018
Jeffrey

Excellent communication with the sales rep five stars excellent communication with processing very satisfied Underwriting was very patient and timely closing

Jun 15, 2019
Jeffrey W

The process was very easy. Having spoken with Brian on the phone many times he made it very easy and set us up with an Originate link for my buyer to apply. Then the warm handoff to his team made […]

Sep 27, 2019
Alesia K

Starting by Derek the loan officer and Monica his boss and the entire team. Easy process from A to Z as promised !

Feb 8, 2019
Clifford

My first closed deal with Civic and loved the process! My rep Jackie Gonzalez was awesome and my processor Rebecca Potter was equally amazing and helpful! I’m excited to close many more deals with Civic and Jackie and Rebecca! Thank […]

Dec 12, 2019
Roger F

Justin is awesome!!

Nov 1, 2019
Shaun A

Nick was great and very helpful. Communication was excellent and he was on top of the process every step of the way.

Dec 12, 2018
Michael

Chris Lushina and Jack Helfrich have both been handling our business at an Exemplary Level, which is very much appreciated by all principals in our organization. We have been blessed over the years to have coordinate built a unique business […]

Dec 1, 2017
Tascha

I couldn’t have gotten this done without the wonderful staff at Civic, Brian and Daysi are ROCKSTARS! Thank you both so much

Mar 20, 2019
Ursula

Civic funded 2 of my projects. They were professional and on top of getting everything done in a timely manner. Randi was amazing and kept me informed along the way. I plan on using them again.

Jun 21, 2018
Darren

Great job Jack! Thank you!

Jan 11, 2020
Benny H

This is one of the smoothest closing I’ve even had. Thanks to John & the rest of the team.

May 7, 2019
Juan P

Quick and to the point A+ Derek

Mar 1, 2019
Lana

Civic Financial made our year! Ben Shaevitz came as a referral when another lender was not able to help us with a mid-construction refi we were looking for. We were working under a deadline and he was able to reassure […]

Feb 13, 2019
Joey M

Great Services and process! And you cannot beat their competitive rates and terms.

Sep 5, 2019
Charmin S

Easy and quick process

Feb 19, 2019
Catalina

Justin Cohen is a true professional. Someone who says what he does and does what he says! I have had a number of years dealing with Account Executives and I can honestly say he rates at the top of the […]

Mar 30, 2019
Simon

GREAT JOB TEAM

Dec 6, 2019
Raana K

Stressfree underwriting.

Jan 18, 2019
Abdul

Great experience working with Jackelyn and Civic. They always get my loans funded quickly.

May 1, 2019
Ron C

Working with Trevor was an easy process and was fairly quick. I will be sending my next transaction to your company

Jan 18, 2019
Tatiana

Great financing company!

Oct 10, 2019
Noemi M

Things have really turned around and there has been more communication making things smoother

Aug 30, 2019
Dennis D

Loan process went smooth for the quick close

Feb 28, 2019
Hans

Easy and smooth Transaction, thanks to Realtor Anny Ortiz and Melissa Salinas !

Jun 21, 2019
Stuart F

Excellent service and experience

Jun 24, 2019
Stacy N

Kendra was great even when we had to re-do everything! Great job!

Dec 8, 2019
Tracy T

Very easy to work with, Kept me informed and closed fast! Adam and Corey are awesome, they made me comfortable during this detailed process. I also know this is a little out of your desired area and because all of […]

Oct 3, 2019
Manuel C

Great and best service. My rep Randi was also available to take my calls and reply within 10 minutes when I sent her text messages email or left voice messages. I highly recommend Civic to anyone

Mar 29, 2019
Don

Nick Flowers did an awesome job. Well done!

Aug 30, 2019
Alberto R

Mariam, our loan officer, was very attentive to our needs. Civic as a lender has a very seamless process and closes fast

Oct 9, 2017
Alex D

Scott is excellent!!!!! always available and always pushing to get the deals done as soon as possible

May 23, 2019
Thomas M

Solid underwriting, clear terms, fast closings

Jun 19, 2019
Joseph P

Justin is very responsive and pleasant to talk with

Nov 28, 2018
Ahmed

Melissa and her team are truly amazing. They worked hard during Thanksgiving holiday to ensure my files are taken care of and went above The call of duty I have received such outstanding service. Merci

Sep 30, 2019
Xiao J

She is polite. Patient. She is reachable

Feb 22, 2019
Karen

This is our second transaction with Civic (Peter Kramer) and we couldn’t be more pleased. Thanks again for all you do to help us “make it happen”!

Jan 17, 2020
Steven P

Joshua Haddad went above and beyond to close my deal. I would recommend him to any one doing a rehab fix and flip. He is extremely knowledgeable, and very responsive. every email and call i made to him, he responded […]

Jan 19, 2020
Sissy P

They are great to work with and communication is awesome

Oct 16, 2019
Cynthia D

Ryder and Monica were wonderful to work with! From my first call until closing, the process was smooth, there were no surprises. All requirements were laid out clearly. Complete disclosure and professionalism. Thank you!!!

Jun 25, 2019
Michael J

I felt the team was fast and responsive

Dec 8, 2019
Ronald S

Excellent customer service!

Apr 30, 2019
Wade A

Was told yes when others said no. He did what he said he would do. Was great to work with. I’m going to use him on all my loans

Dec 22, 2019
Todd L

Chris Rosas and David Levine are the best combination in the industry. We have several more submissions coming this week.

Aug 7, 2019
Paul C

Matt is a pleasure to work with always upbeat and helpful

May 30, 2019
Genaro M

Level of expertise, commitment, responsiveness and ease of use

Sep 6, 2019
Tisha R

Chris and Jim were amazing!The Team ( Jenna and Rebecca ) were outstanding in processing and the underwriting was crazy quick. Would for sure recommend Civic!

Dec 3, 2018
William

The whole process is going smoothly.

Apr 25, 2018
Robert G

Tedd is the best, no matter what day of the week or hour he was always answering and replying to me, he was just great, thanks to all the team as well

Jan 12, 2019
Nicholas

Jack Lupo and Michael Hoyt are one heck of a team. They go above and beyond to make sure that you are taken care of from loan application to funding. When there was bumps in the road they were there […]

Nov 2, 2019
Mahalalel H

Fast approved, available all the time day and night.

Jan 28, 2020
Jesse B

Easy process and closing. Randi is amazing to work with.

Feb 5, 2019
Eric

Excellent I highly recommended

Nov 25, 2019
Jacob S

Talar was amazing and was always there with updates.

Jan 12, 2019
Robert G

Another smooth Transaction with Civic!

Mar 11, 2019
Danny

Peter Edmunds is fantastic to work with he gets on a file and keeps pushing always available even though there is a three hour difference in our time zones.

May 9, 2018
Aleksandr

Rance was very helpful throughout the whole process. Great service

Mar 27, 2019
Binh T

Rance Brown was great services, fast, helpful, and make it easy to understand. Love working with him again on the next projects

Jul 10, 2019
Johnny K

Great communication and quick close

Nov 5, 2019
TaShema R

It is always a pleasure working with my Civic Team, Arnold, Jenna, and David, they are consistent with their support and always readily available to assist. Thank you!

Jan 12, 2019
Fausto

Second loan with Civic, and service is just as good as the first! Thank you guys for the amazing service and fast closings!

Feb 28, 2019
Joy

Thank you for a great experience at Civic. Smooth transaction. Dan worked with me from start to finish answering every question I had. All staff emailed promptly and all docs were in order in a timely fashion. Will recommend to […]

Dec 27, 2018
Mark

I would recommend Civic Financial Services to any investor looking for an investor friendly loan. I worked with Kevin Victoria and from the start he said what he could do, when he could do it and how much it would […]

Sep 9, 2018
Sidney

Jame was real helpful and the process is Simple and Quick

Sep 30, 2019
Umer A

Great, reliable, speedy service

Jan 22, 2020
Machelle L

Matt is the best to work with!

Apr 30, 2019
Michael B

Great loan structure

Apr 12, 2019
Thuan H

Good, quick, easy to work with

Oct 9, 2019
Kim R

Nate Wolosiewicz is the reason you get a 10!

Jun 27, 2019
Eduardo R

Arnold was great. He answered all my questions in a timely manner. I will definitely be doing business with Civic again

Mar 9, 2018
Robert G

Civic did it again! One more happy customer.

Mar 26, 2019
Matthew F

This is the fifth deal we did with Civic Finanical. This company is easy to work with. Dan was very professional and did everything he can to help the funding go smoothly. We love working with Dan.

May 2, 2019
Matthew E

CIVIC is one of our most thorough and responsive lenders. 110% recommend them to other builders and developers!

Sep 17, 2019
Dawn D

Ben S was under pressure to close this loan on a specific date, and he did everything, above and beyond, to get us to that closing date! Another job well done. Thanks to him and his team – Vanessa & […]

Oct 14, 2019
Deidra H

Great Company TO WORK WITH!

Jun 4, 2018
Timothy

Civic offered me a great niche product and outstanding service to boot! Matt did an excellent job of communicating!

Mar 11, 2019
Gabriel B

Quick and Easy! Peter was the bomb. com!

Oct 28, 2019
Starcia S

My investors loved working with the Rommel Team. Kendra, Leslie and Corey are reliable They make the process easy and quick. Thank You

Oct 10, 2019
Michael F

Super responsive, really accurate on the scenario quote reflected- stayed consistent from beginning to end, Matt is super proactive and is very clear on explanation and requests so there are no contradictions. great to work with and will always find […]

Jul 3, 2019
Joshua L

Customer service was wonderful

May 24, 2019
Julio J

This is our second Loan with Civic and we are just as pleased as we were the first time around. Thank you so much

Sep 30, 2019
Megan W

Rates are low, I also like the Home Depot discount

Mar 29, 2019
RA

Wade La Rouche and the entire Civic Financial Services Team were terrific during all steps of our transaction.

Sep 12, 2019
Michele E

This is our third hard money lender and the closing was so smooth. Thank you!

Aug 19, 2019
Mark V

Very helpful staff

Dec 23, 2019
Sissy P

The process was simple and fast! Loved working with CIVIC!

Apr 26, 2019
John

Randi, is awesome! She makes herself available by phone, text, or email which makes it very easy to get in touch with her when needed. She answers questions clearly and concisely and she stays on top of her loans. She […]

Nov 5, 2019
Donald D

Matt was very helpful in completing this transaction. Would not hesitate to recommend him to another.

Oct 18, 2019
Jose D

Rock team of ladies!

Aug 2, 2018
Nasser

Excellent service and fast closing. I really recommend Civic. My financial agent was super great and very knowledge. Thank you Naxa hone group LLC

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